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Flexible Equipment Financing for Hospitality Businesses

Equip AI empowers restaurants, cafes, and hospitality businesses to grow with access to flexible financing solutions. Whether you need to upgrade kitchen equipment, furnish your space, or invest in supplies and FF&E, our lease and lease-to-own options are designed to fit your business needs. Get competitive rates, tailored payment plans, and fast approvals to fuel your business growth with confidence.

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Restaurant owner reviewing new kitchen equipment financed by Equip AI

Trusted by Leading Hospitality Brands

Empower your restaurant, café, or hospitality venture with financing options designed for your unique needs. Equip AI makes it easy to access the equipment, supplies, and FF&E you need to grow.

Flexible Financing Solutions for Hospitality Businesses

Lease Top-Quality Equipment

Upgrade your kitchen or dining space with the latest equipment through our convenient leasing programs. Get access to premium appliances, furniture, and technology without the upfront cost, ensuring your business stays ahead of the competition.

Lease-to-Own Options

Invest in your business’s future with lease-to-own plans that put you on a path to ownership. Spread payments over time while enjoying immediate use of essential equipment, making it easier to manage cash flow and build long-term value.

Custom Payment Plans & Competitive Loans

Choose from a variety of tailored financing solutions, including competitive loan rates and flexible payment schedules. Our experts work with you to create a plan that fits your budget and business goals, reducing stress and simplifying the funding process.

Starter Lease

Ideal for new or small hospitality businesses looking to get started with essential equipment. Perfect for cafes, food trucks, or small restaurants that want to preserve capital while accessing high-quality supplies.

$299/month

What's Included

  • Lease up to $15,000 in equipment
  • Flexible 12-24 month terms
  • Simple approval process
  • End-of-term purchase option
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Growth Lease-to-Own

Designed for growing restaurants or multi-location businesses that want to own their equipment. Benefit from larger limits, custom payment structures, and long-term savings.

$599/month

What's Included

  • Lease-to-own up to $40,000 in equipment
  • Custom 24-36 month terms
  • Zero prepayment penalties
  • Dedicated account manager
  • Option to upgrade equipment
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Enterprise Financing

Best for established hospitality groups, franchises, or hotels needing comprehensive FF&E financing. Enjoy maximum flexibility, priority service, and fully tailored solutions for large-scale projects.

CustomQuote

What's Included

  • Financing over $100,000+ available
  • Fully customized payment plans
  • Priority support & onboarding
  • Vendor coordination
  • End-to-end project management
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Hospitality business owner reviewing financing options with Equip AI

Flexible Financing Solutions for Hospitality Businesses

Equip AI empowers restaurants, cafes, and hospitality businesses to access the equipment, supplies, and FF&E they need to thrive—without the burden of upfront costs. Through our innovative leasing and lease-to-own programs, we make it simple to secure top-quality essentials with competitive loans and payment plans tailored to your unique needs. Whether you're launching a new location or upgrading your operations, our streamlined process delivers fast approvals, transparent terms, and dedicated support every step of the way.

Flexible Financing Solutions for Hospitality Businesses

At Equip AI, we empower restaurants, cafes, and hospitality businesses to grow by providing access to essential equipment, supplies, and FF&E through flexible leasing and lease-to-own options. Whether you're launching a new concept, upgrading your kitchen, or expanding your locations, our competitive loans and custom payment plans are designed to fit your unique needs. Experience a simple, stress-free path to securing the tools you need to succeed—without straining your cash flow.

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Get Your Financing Plan

Ready to fuel your hospitality business growth? Fill out the form below to get a tailored financing plan for leasing or leasing-to-own top-quality equipment, supplies, and FF&E. Our team will reach out to help you find the best payment options for your restaurant, cafe, or hospitality business.